Payment processing that shows its work.
We publish real interchange-plus rates instead of a teaser quote that changes later. See exactly what you'd save by switching, in writing, before you sign anything.
- Transparent, interchange-level pricing
- Next-day funding available
- 24/7 US-based support
- No long-term contracts
- Statement Fee$39/month
- PCI Fee$29/month
- Gateway Fee$19/month
- Account on File Fee$19/month
- Batch Fees$10/month
A starting point, not your rate — it depends on your volume and business type.
See your exact rate and savingsCalculate your Savings
See what switching to Merchly could save your business, in seconds.
Estimate your savings
A quick estimate — final pricing depends on your business type and processing history.
This is only a ballpark estimate. Talk to us for pricing built around your real statement and processing history.
Transparent pricing
Interchange-level rates with no hidden fees or surprise statements.
Fast funding
Get paid sooner with next-day and same-day funding options.
24/7 support
Real, US-based specialists who answer when you call.
High-risk friendly
Specialized underwriting for industries other processors decline.
How it works
From application to your first transaction, most merchants are live within a week.
Industries We Serve
Specialized processing built around how your business actually operates.
High-Risk Merchants
Merchly works with underwriters who understand high-risk categories, helping approved merchants get set up with stable, compliant processing.
Restaurants
Fast, reliable payments for every table and takeout order.
Retail
In-store and online checkout that keeps up with your customers.
E-Commerce
Built for online checkout, subscriptions, and growth.
View all industries
Browse the full listTrusted by businesses like yours
Illustrative feedback — final testimonials will be sourced from verified Merchly merchants before launch.
“Switching to Merchly cut our processing costs and the funding actually lands the next day like they said it would.”
“We were rejected by three processors before Merchly. Their team understood our industry and got us approved in days.”
“Support actually picks up the phone. That alone has been worth switching for.”
“Most processors wouldn't touch our category. Merchly got us a stable account and walked us through every compliance question.”
“Rolling out the same rates and hardware across five locations used to be a headache. Now it's one dashboard.”
“Switching to Merchly cut our processing costs and the funding actually lands the next day like they said it would.”
“We were rejected by three processors before Merchly. Their team understood our industry and got us approved in days.”
“Support actually picks up the phone. That alone has been worth switching for.”
“Most processors wouldn't touch our category. Merchly got us a stable account and walked us through every compliance question.”
“Rolling out the same rates and hardware across five locations used to be a headache. Now it's one dashboard.”
Common questions
Ready to see what you could save?
Tell us a bit about your business and a Merchly specialist will follow up with a custom quote.